Financially Fit in February

Is one of your New Year’s resolutions to get a better handle on your finances? Maybe you would like to figure out how to save more? Or just to learn more about credit. Consumer Credit Counseling Services of Buffalo, Inc. will be hosting a series of financial education workshops at the Dale Association, 33 Ontario Street, Lockport, NY throughout February in order to provide individuals with the tools and resources to better themselves financially. The topics will range from budgeting, tips on how to save your money, credit reports and scores, and identity theft. The workshops will be facilitated by Robby Dunn, Community Outreach Coordinator and Credit Counselor at the non-profit organization. Robby says, “In his experience, most individuals do not have a good grasp on their budget, and that the best thing you can do for yourself to create financial stability, is to have a detailed and thorough budget. No matter what your income is, a disciplined spending plan can lead you towards the path of financial success”. Consumer Credit Counseling Service specializes in helping individuals establish, maintain, and repair their credit and credit scores. “Over the course of one’s life, you can save thousands of dollars by having good credit, whether it is on your mortgage, your auto loans, or personal loans and credit cards”, Robby says. He goes on to say, “It is never too late to address your credit situation. If you know, or think you have credit problems, now is the time to address it”. The upcoming workshops include: “Dollars and Sense” – Trying to cut corners? Trying to save money? This class is for you! You will learn different budgeting techniques, creative ways to save, understanding fluctuations in expenses, debt control and the value of money. It will be held Wednesday, February 4th from 10:00am – 11:00 am // “Credit Counts” – Credit is expensive! Learn why and how to make it less expensive. Good credit will save you tons of $$$$. It will be held Wednesday, February 11th from 10:00am – 11:00am // “Identity Theft”- Are you at risk of identity theft? Unfortunately, we all are. Learn how to detect and defend yourself from identify theft. The average identify theft victim spends over $1,500 repairing the theft; early detection costs much less. This session is being held on Wednesday, February 18th from 10:00am – 11:00am // All sessions are free and open to the public. They will be held at The Dale Association, 33 Ontario Street, Lockport. Depending on your personal situation you may want to attend one, two or all three of the sessions. Please call 433-1886 to register. Consumer Credit Counseling Services of Buffalo, Inc. is a local nonprofit agency established in 1965. They offer a wide array of services that provide solutions to the complex financial side of our lives. In addition to the above workshops, a certified financial counselor is at The Dale Association every Tuesday to help you. Counseling sessions focus on budgeting techniques, debt repayment options, student loan assistance, small business advice, credit report education and credit score explanation.